Owning a home is the American dream, but it can be hard to know if you’re in the best position to go from renter to owner. Not only is home ownership a big responsibility, there are many factors to consider before you buy or build a home. If you’re completely new to home ownership, it can be even harder to know what questions to ask, and things to consider, before investing in a home of your own.
If you’re considering buying or building a home, the following list can help you decide if you’re ready to take the leap.
Are you really ready to settle down?
A house is a big financial commitment, but it also represents a commitment to staying in one location. You should ask yourself if your family is ready to commit to an area for a minimum of five years. This is typically considered the minimum number of years you need to live in a home to make it financially viable. You should consider your work commute, the quality of schools in the area and the availability of conveniences your family uses for entertainment and recreation.
You’ll want to make sure that the house fits your needs today and can accommodate any changes you anticipate for the future. If you plan on growing your family, you’ll want to make sure your new home has room. If your kids are older, you may need less room as they move out. Additionally, the decision to buy or build a home impacts every member of the family, so you need to consider everyone’s needs. For instance, families with children are going to be more interested in quality school districts and the availability of kid-friendly activities is important.
There’s no doubt about it, houses are one of the largest financial investments you can make. While they can definitely be a great investment over the long-term, you need to be financially stable first. So not only do you need a savings account to fall back on, you’ll want to have a stable job. Of course, there is no way of knowing what the future may hold, but there are signs to consider. If you’ve had your position for a few years and are with a stable company, you’re in a decent position. If you’ve switched jobs recently, or your company has been bought out or shows signs of instability, you may want to increase your savings before buying.
Owning a home is an incredible and rewarding experience, giving you a stable place to create memories that will last a lifetime. But buying or building a home is also a big responsibility, so it’s important that you set yourself up for success. By knowing your family’s needs, considering the future and being financially prepared you can make sure that you have the resources you need to move past the obstacles.
If you’re ready to take the next steps, or want to window shop for the future, we have a gallery of homes online.
If you’re spending more time indoors this summer, you’re not alone. Like many, home has become the new hot spot for work and leisure time activities. After you’ve cleaned and rearranged everything, and treated yourself to some TV binge watching, you might want something new to do. If you’re on the lookout for something that’s both productive and fun to break up your day, these fun projects might do the trick.
These easy projects are not just a great way to pass the time, they are easy on the wallet and you can get the whole family involved. It’s the perfect way to pass some time from the comfort and safety of home.
Redesign your wooden furniture
Let’s be honest, even if you love the extra time at home, it can get pretty boring to look at the same decor week after week. The temptation may be to simply hop online and buy some new items for your most used rooms. But, as tempting as it is to do some online shopping, there are many things you can do to change up your home’s look and feel that doesn’t include an expensive shopping spree!
You can find instructions on many DIY sites, but all you really need is some paint, stencils and a furniture item that you’re willing to alter. It can be an old coffee table, a bookshelf, or a wood storage box that’s lost its rustic charm. You’ll even find printable stencils online to make the process even easier. Then all you need to do is gather your family and get to decorating!
A backyard fire pit
It may still be summer, but it’s nice to think ahead to the cool days and crisp nights of Fall. If you’re like many, you look forward to spending some time outside, maybe cozying up to a crackling fire with your favorite drink. Fortunately you can make this happen, without going camping, by building your very own fire pit. This Autumn-inspired project is easy and surprisingly inexpensive, but it does require getting your hands a little dirty.
Most everything you need can be obtained at your local home improvement store or even ordered online. And while it may seem complicated, it’s actually not hard to do. You can watch this video for complete step-by-step instructions and in no time, you’ll be able to transform your backyard into a fall haven.
Unleash your inner artist
Tired of looking at the same old walls day after day? There is an easy fix to this that lets you get creative – painting! We’re not talking about just putting some new color on the walls, but creating your own artwork on canvases. And don’t worry, you don’t have to be an artist to make beautiful art. You also don’t need much more than acrylic paint, brushes, and a few canvases.
You can get regular canvases or wood canvases, depending on the look you’re going for. From there, there’s really no wrong way to do it, just paint what you feel like. You can simply splash color, try to replicate some scenery, or look online for inspiration. This project is a great way to spend some time at home and it’s something the whole family can do. Invite everyone to make their own gallery piece for your hallways.
As you can see, there are plenty of things you can do from the comfort of your home that doesn’t involve more TV or cleaning. These low cost, easy options will let you get creative, get active, and freshen up your living space all at the same time. And if you have a full house of bored and restless kids, you can get everyone involved, making DIY projects the perfect way to spend the day.
If you’re like many people these days, you’re spending a lot more time at home. For some, this might lead to a bit of restlessness about the look and feel of their living spaces. This may be worse for people that are used to switching up their home’s look every season or those daydreaming of building their own home one day.
As custom home builders, we’ve always understood the importance of making your space your own. Right now, however, this concept has taken on an even greater importance. To help people eager for a new look, but unsure how to make it happen, we’ve got you covered.
These easy tips can help you transform your space so that your living areas feel fresh, even if you’re spending a lot more time in them!
Spending a lot of time at home can be peaceful, but seeing the same scenery every day might make you a bit restless. One of the easiest ways to refresh your interior is to simply rearrange what you already have. By switching up the way your unique furnishings are used, any living space can feel new again. Has your living room furniture been in the same place for years? Move it all around so that you have an entirely new perspective from your couch. Do you have pictures that have been taking up the same wall space for a while? Move them to another room entirely or take them down for a while and enjoy a more clean look. There are nearly endless ways you can rearrange your space to break up the monotony and enjoy a fresh new feel.
It’s easy to buy new decorations to switch up the look of your space, but that can be a bit pricey. You can, however, try your hand at some Do It Yourself (DIY) projects to create new accent and décor pieces. This is also a great way to spend some of that extra time at home! The internet is full of great DIY ideas like creating floating shelves, repurposing old items into containers or storage pieces for books. You can also make decorations and accent pieces for tables with a little creativity and perhaps an online tutorial. Imagine the pride of looking around your home and enjoying things you made yourself!
Add Some Greenery
One of the best ways to decorate your space is to add some greenery. And no, you don’t have to have a green thumb to keep plants in your home. While it’s true, some plants are more difficult to keep, there are many varieties that are robust and require little upkeep. For instance, succulents are very easy to care for and they come in many different types. So no matter your preference, you’re sure to find one that fits your home. The Monstera is another plant that will add a splash of green to your house. While it’s true that these plants are on the larger side, they only require weekly watering and medium sunlight. Finally, miniature cacti are a nice addition to any space and these need barely any care at all! Just be careful with these if you have pets or little ones running around!
While there is little we can do about the unusual and stressful times we’re facing now, we can make our homes a bit of a sanctuary from it all. From rearranging your space to adding a touch of green, these simple and affordable options will help you refresh the look and feel of your home. It also will give you something fun to do, all without leaving the comfort of home.